Home Direct

Home Direct is a fast track homeownership program designed for buyers who are ready to purchase a home within 30 – 90 days. Benefits of buying a home from HFHMGC include:

  • Help to find affordable mortgage financing
  • In-house mortgage product available to eligible borrowers
  • Help with closing costs often available
  • Free homebuyer education
  • Free one-on-one support and coaching to help you through the process
  • Lease-purchase option available to eligible buyers

We can build on your land!

If you have land, but need help building a house, email us or call (228) 678-9100 today to find out how we can help.


Eligibility Requirements

To be eligible to purchase a home from us, you must meet the following eligibility criteria:

  • Income limits apply. View the current income limits.
  • You must live or work in Harrison, Jackson, or Stone County. Applicants who do not meet this criteria may still be considered if you can demonstrate that relocation to our service area would not negatively impact your ability to qualify for a mortgage.
  • You may not currently own a home.
  • No member of the household may be required by any jurisdiction to register as a sex offender.
  • You must be able to demonstrate that you can qualify for affordable mortgage financing.